Banks lend against collateral or cash flow. The entrepreneur might have nonliquid assets such as property to pledge for the business. The new venture may not yet generate a stable source of revenue to service conventional debt. The Small Business Administration also provides help to early stage companies. An already going concern can gain approval for a loan against receivables.
The entrepreneur may decide to avoid debt by sharing ownership, giving some portion of his/her business to another in exchange for money invested in the enterprise. The National Association of Venture Capitalists promotes an industry with many members.
The Small Business Administration also maintains a database of federal grants. The Governor's office lists state grants in Texas. The Foundation Center provides information on grants to certain kind of businesses which meet the purpose of charities promoting social goals.