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                                               APPRAISAL REVIEW BOARD FINDINGS - 2004/2005 CAD SURVEY

                                                               DATE ARB       APPRAISED VALUE        CERT TO          DATE ROLLS
   CAD         CAD                                 TOTAL       APPROVED       APPROVED BY ARB      ALL UNITS AT       CERTIFIED
  NUMBER       NAME                               PARCELS       RECORDS         (ITEM 12H)          SAME TIME         (ITEM 12K)


    131    Kenedy                                   3,070     07/10/2004          587,730,412           Y             07/15/2004
    006    Armstrong                                4,142     07/19/2004          178,554,817           Y             07/21/2004
    173    Motley                                   4,658     07/12/2004          138,525,736           Y             07/27/2004
    135    King                                     5,325     07/23/2004          232,757,368           Y             07/23/2004
    023    Briscoe                                  5,439     08/10/2004          168,798,521           Y             08/10/2004
    164    Menard                                   5,507     07/07/2004          464,130,790           Y             07/23/2004
    051    Cottle                                   5,625     07/20/2004          107,120,130           Y             07/26/2004
    213    Somervell                                5,742     06/15/2004        1,964,501,035           Y             06/28/2004
    060    Delta                                    6,210     07/14/2004          267,159,044           Y             07/15/2004
    038    Childress                                6,604     07/15/2004          336,915,140           Y             07/23/2004
    180    Oldham                                   6,707     07/14/2004          343,326,597           Y             07/10/2004
    063    Dickens                                  6,943     07/20/2004          255,519,470           Y             07/22/2004
    122    Jeff Davis                               7,057     07/20/2004          320,738,395           Y             07/25/2004
    035    Castro                                   7,690     07/20/2004          522,744,861           Y             07/25/2004
    193    Real                                     8,183     07/26/2004          445,017,020           N             07/26/2004
    056    Dallam                                   8,368     07/19/2004          750,843,871           Y             07/23/2004
    078    Foard                                    8,632     07/26/2004          144,351,354           Y             07/26/2004
    167    Mills                                    8,791     07/12/2004          665,110,219           Y             07/22/2004
    048    Concho                                   8,797     08/12/2004          461,221,050           Y             08/12/2004
    103    Hartley                                  8,977     07/22/2004          765,169,351           Y             07/23/2004
    054    Crosby                                   9,079     07/21/2004          346,579,225           Y             07/21/2004
    134    Kimble                                   9,115     07/22/2004          815,319,942           Y             07/25/2004
    153    Lynn                                     9,133     07/15/2004          427,170,238           N             07/26/2004
    012    Baylor                                   9,315     07/10/2004          341,457,267           Y             07/20/2004
    009    Bailey                                   9,495     06/24/2004          384,137,610           N             07/19/2004
    162    McMullen                                 9,820     08/02/2004          660,831,967           Y             08/11/2004
    206    San Saba                                 9,865     07/08/2004          951,977,001           Y             07/12/2004
    132    Kent                                     9,882     06/21/2004          345,624,108           Y             07/19/2004
    124    Jim Hogg                                 9,987     07/28/2004          568,512,771           Y             07/28/2004
    185    Parmer                                  10,107     07/22/2004          573,504,289           Y             07/22/2004
    136    Kinney                                  10,140     07/19/2004          606,711,794           Y             07/23/2004
    138    Knox                                    10,162     07/16/2004          299,899,993           Y             08/09/2004
    222    Terrell                                 10,447     07/30/2004          561,967,027           Y             08/04/2004
    219    Swisher                                 10,507     07/02/2004          470,713,335           Y             07/13/2004
    096    Hall                                    10,637     07/25/2004          307,575,737           Y             07/26/2004
    216    Sterling                                10,663     07/13/2004        2,044,401,035           Y             07/25/2004
    065    Donley                                  10,680     07/08/2004          343,771,106           Y             07/19/2004
    077    Floyd                                   11,052     06/17/2004          389,631,540           Y             06/18/2004
    151    Loving                                  11,111     08/05/2004          257,965,660           Y             08/09/2004
    099    Hardeman                                11,745     06/29/2004          381,676,375           Y             07/23/2004
    059    Deaf Smith                              11,756     07/29/2004          996,240,332           Y             07/30/2004
    076    Fisher                                  11,761     07/12/2004          305,257,213           Y             07/12/2004
    069    Edwards                                 11,904     08/06/2004          376,924,519           Y             08/06/2004
    044    Collingsworth                           11,936     07/22/2004          275,840,610           Y             07/22/2004
    085    Garza                                   12,115     06/18/2004          516,507,200           Y             07/21/2004
    024    Brooks                                  12,444     06/24/2004          972,121,317           Y             07/19/2004
    160    McCulloch                               12,691     08/19/2004          775,850,500           N             08/21/2004
    244    Wilbarger                               12,781     06/24/2004        1,012,189,720           Y             07/23/2004
    172    Morris                                  13,291     07/09/2004          732,124,224           Y             07/21/2004
    016    Blanco                                  13,445     07/14/2004        2,206,722,059           Y             07/14/2004
    190    Rains                                   13,840     07/28/2004          543,651,898           Y             07/28/2004
    055    Culberson                               14,107     07/15/2004          302,066,700           Y             07/15/2004
    017    Borden                                  14,267     07/08/2004          466,675,818           Y             07/20/2004
    104    Haskell                                 14,352     07/14/2004          342,915,206           Y             07/25/2004
    203    San Augustine                           14,457     07/20/2004          443,260,062           Y             07/26/2004
    254    Zavala                                  14,710     07/21/2004          739,378,851           Y             07/25/2004
    118    Irion                                   14,921     07/21/2004          349,589,010           Y             07/21/2004
    157    Mason                                   14,968     09/08/2004          192,300,680           Y             09/08/2004
    041    Coke                                    15,387     07/20/2004          447,360,400           Y             07/27/2004
    082    Frio                                    15,407     07/21/2004          870,784,940           Y             07/21/2004
    217    Stonewall                               15,560     07/21/2004          174,206,555           Y             07/22/2004
    224    Throckmorton                            15,785     07/06/2004          121,424,545           Y             07/25/2004
    088    Goliad                                  15,962     06/18/2004        1,150,851,950           Y             06/18/2004
    097    Hamilton                                16,109     07/23/2004          960,110,244           Y             07/24/2004
    207    Schleicher                              16,122     07/14/2004          441,335,060           Y             07/23/2004
    189    Presidio                                16,471     07/06/2004          353,799,104           Y             07/16/2004
    040    Cochran                                 16,772     07/09/2004          484,300,320           Y             07/20/2004
    064    Dimmit                                  17,031     07/12/2004          783,719,071           Y             07/12/2004
    200    Runnels                                 17,200     07/26/2004          696,771,530           Y             07/26/2004
    047    Comanche                                17,641     08/19/2004        1,032,454,894           Y             08/20/2004
    005    Archer                                  17,739     06/17/2004          414,660,630           Y             07/11/2004
    211    Sherman                                 17,926     07/13/2004          720,330,267           Y             07/23/2004
    142    LaSalle                                 18,551     08/12/2004          569,565,551           Y             08/12/2004
    140    Lamb                                    18,568     07/26/2004        1,166,573,622           Y             07/26/2004
    168    Mitchell                                18,686     07/02/2004          540,818,108           Y             07/02/2004
    197    Roberts                                 18,833     07/09/2004          313,458,332           Y             07/25/2004
    202    Sabine                                  18,974     06/30/2004          573,277,709           Y             07/22/2004
    042    Coleman                                 19,208     07/02/2004          834,098,521           Y             07/16/2004
    022    Brewster                                19,441     06/21/2004          575,525,069           Y             06/21/2004
    154    Madison                                 19,902     07/01/2004          837,327,687           Y             07/20/2004
    176    Newton                                  19,926     07/27/2004        1,114,021,557           Y             07/27/2004
    141    Lampasas                                19,930     06/24/2004        1,323,184,790           Y             07/26/2004
    245    Willacy                                 20,119     07/17/2004          759,097,010           Y             07/25/2004
    018    Bosque                                  20,275     07/27/2004        1,791,889,006           Y             07/30/2004
    039    Clay                                    20,737     06/25/2004          920,515,817           Y             07/15/2004
    032    Camp                                    20,993     07/25/2004          706,375,875           Y             07/25/2004
    196    Refugio                                 21,117     07/20/2004          993,840,290           Y             07/22/2004
    033    Carson                                  21,295     07/16/2004          869,663,130           Y             07/21/2004
    080    Franklin                                21,510     07/25/2004          934,153,180           Y             07/25/2004
    223    Terry                                   22,234     06/23/2004          732,730,820           Y             07/27/2004
    087    Glasscock                               22,263     06/25/2004          511,200,530           Y             07/23/2004
    194    Red River                               22,848     07/02/2004          739,336,080           Y             07/22/2004
    089    Gonzales                                22,881     07/16/2004        1,525,201,850           Y             07/26/2004
    128    Karnes                                  23,999     07/20/2004          825,072,205           Y             07/27/2004
    095    Hale                                    24,014     07/16/2004        1,579,401,468           Y             07/18/2004
    209    Shackleford                             24,073     07/14/2004          224,394,941           Y             07/22/2004
    148    Lipscomb                                24,103     07/13/2004          648,539,523           Y             07/19/2004
    149    Live Oak                                24,295     05/14/2004          754,827,760           Y             07/22/2004
    225    Titus                                   26,187     07/20/2004        2,691,766,064           Y             07/21/2004
    112    Hopkins                                 26,878     07/01/2004        1,873,945,593           Y             06/22/2004
    198    Robertson                               27,193     07/28/2004        1,553,651,460           Y             07/29/2004
    004    Aransas                                 27,237     07/01/2004        1,775,028,505           Y             07/01/2004
    159    Maverick                                27,267     07/07/2004        1,776,214,008           Y             07/08/2004
    247    Wilson                                  27,765     08/25/2004        2,030,398,172           Y             08/25/2004
    074    Fannin                                  27,827     07/22/2004        1,680,122,124           Y             07/22/2004
    252    Young                                   27,900     07/26/2004        1,035,410,394           Y             07/29/2004
    052    Crane                                   27,905     06/21/2004          961,750,700           Y             07/15/2004
    166    Milam                                   28,109     07/20/2004        1,834,721,954           Y             07/20/2004
    127    Jones                                   28,413     09/24/2004          638,832,678           Y             09/29/2004
    232    Uvalde                                  28,737     08/15/2004        1,612,333,366           Y             08/06/2004
    013    Bee                                     28,936     07/20/2004        1,303,405,167           Y             07/20/2004
    228    Trinity                                 29,224     07/25/2004          696,296,567           Y             07/19/2004
    130    Kendall                                 29,261     07/29/2004        4,631,486,628           Y             07/29/2004
    137    Kleberg                                 29,492     07/26/2004        1,569,000,349           Y             07/26/2004
    030    Callahan                                29,554     07/03/2004          914,075,656           N             07/26/2004
    066    Duval                                   29,643     06/24/2004        1,114,517,146           Y             07/22/2004
    008    Austin                                  29,872     07/08/2004        2,310,571,349           Y             07/14/2004
    029    Calhoun                                 29,976     07/21/2004        3,938,836,397           Y             07/28/2004
    177    Nolan                                   30,076     07/20/2004          998,081,486           Y             07/28/2004
    242    Wheeler                                 30,676     07/23/2004        1,075,301,015           Y             07/23/2004
    179    Ochiltree                               30,786     07/22/2004          705,908,028           Y             07/26/2004
    086    Gillespie                               31,049     07/22/2004        3,544,772,618           Y             07/25/2004
    098    Hansford                                31,537     07/15/2004          834,564,342           Y             07/15/2004
    072    Erath                                   31,928     07/08/2004        2,510,942,410           Y             07/20/2004
    229    Tyler                                   31,928     09/23/2004        1,342,852,398           Y             09/23/2004
    062    Dewitt                                  31,954     07/19/2004        1,441,558,470           Y             07/19/2004
    120    Jackson                                 32,019     07/08/2004        1,378,975,320           Y             06/08/2004
    253    Zapata                                  33,178     07/08/2004        2,210,222,523           Y             07/25/2004
    113    Houston                                 33,228     07/15/2004        1,427,735,630           Y             07/19/2004
    192    Reagan                                  33,290     07/14/2004          693,115,980           Y             07/26/2004
    067    Eastland                                33,439     07/29/2004        1,127,382,720           Y             07/29/2004
    050    Coryell                                 33,483     07/13/2004        2,167,318,585           Y             07/19/2004
    199    Rockwall                                33,501     08/17/2004        5,424,096,991           Y             08/17/2004
    236    Walker                                  33,739     08/01/2004        1,508,219,167           Y             08/02/2004
    045    Colorado                                33,873     07/02/2004        2,187,171,409           Y             07/25/2004
    233    Val Verde                               33,911     07/08/2004        1,549,503,948           Y             08/10/2004
    156    Martin                                  34,051     06/28/2004          586,564,666           Y             07/26/2004
    155    Marion                                  34,251     07/21/2004          622,287,810           Y             07/21/2004
    010    Bandera                                 34,501     07/17/2004        1,732,407,421           N             07/23/2004
    106    Hemphill                                34,686     07/28/2004        1,136,128,150           Y             07/28/2004
    125    Jim Wells                               34,711     07/15/2004        1,442,653,158           Y             07/15/2004
    239    Washington                              34,976     07/25/2004        1,923,256,293           Y             07/25/2004
    036    Chambers                                34,999     07/19/2004        5,413,314,400           Y             07/19/2004
    248    Winkler                                 35,556     07/22/2004          780,572,186           Y             07/22/2004
    195    Reeves                                  35,556     07/22/2004          687,693,860           Y             07/22/2004
    218    Sutton                                  35,622     07/14/2004        1,258,987,610           N             07/29/2004
    139    Lamar                                   37,239     07/10/2004        3,108,814,452           Y             07/21/2004
    133    Kerr                                    37,303     07/23/2004        3,484,605,884           Y             07/29/2004
    007    Atascosa                                37,720     07/15/2004        2,111,422,682           Y             07/15/2004
    169    Montague                                37,916     07/19/2004        1,510,788,939           Y             07/19/2004
    150    Llano                                   38,856     07/21/2004        3,009,421,801           Y             07/28/2004
    115    Hudspeth                                39,855     07/23/2004          371,786,595           Y             07/30/2004
    073    Falls                                   39,915     08/06/2004          862,005,168           Y             08/09/2004
    204    San Jacinto                             40,230     08/06/2004        1,178,996,545           Y             08/04/2004
    163    Medina                                  40,794     07/15/2004        2,497,776,124           Y             08/03/2004
    028    Caldwell                                40,895     07/20/2004        1,736,089,631           Y             07/20/2004
    058    Dawson                                  41,177     07/12/2004          966,000,540           Y             07/26/2004
    049    Cooke                                   41,910     07/19/2004        2,929,854,490           Y             07/22/2004
    109    Hill                                    42,154     07/18/2004        1,961,327,644           Y             07/25/2004
    100    Hardin                                  42,175     09/11/2004        2,241,209,580           Y             09/11/2004
    182    Palo Pinto                              42,536     07/21/2004        2,246,005,200           Y             07/23/2004
    121    Jasper                                  42,883     07/21/2004        2,021,947,355           N             08/19/2004
    026    Burleson                                42,896     07/26/2004        1,194,188,480           Y             07/28/2004
    238    Ward                                    43,175     07/16/2004        1,117,060,618           Y             07/21/2004
    025    Brown                                   43,585     07/22/2004        1,829,308,509           Y             07/28/2004
    144    Lee                                     43,882     07/29/2004        1,442,110,133           Y             07/29/2004
    171    Moore                                   43,990     07/25/2004        1,993,373,600           Y             07/25/2004
    114    Howard                                  45,883     07/26/2004        1,506,058,190           Y             07/26/2004
    251    Yoakum                                  45,884     07/13/2004        2,018,407,669           Y             07/21/2004
    145    Leon                                    47,627     09/30/2004        1,867,015,160           Y             07/30/2004
    205    San Patricio                            47,718     07/02/2004        3,369,278,234           Y             07/02/2004
    110    Hockley                                 47,870     07/13/2004        2,204,466,903           Y             07/26/2004
    111    Hood                                    48,089     07/23/2004        3,428,187,781           N             07/27/2004
    034    Cass                                    48,544     07/15/2004        1,671,111,920           Y             07/15/2004
    158    Matagorda                               49,568     07/23/2004        3,352,695,862           Y             07/23/2004
    117    Hutchinson                              49,941     07/07/2004        1,910,970,030           Y             07/23/2004
    210    Shelby                                  50,402     07/15/2004        1,365,946,073           Y             07/30/2004
    075    Fayette                                 51,422     07/20/2004        2,809,119,381           Y             07/30/2004
    143    Lavaca                                  51,495     07/20/2004        2,129,718,713           Y             07/26/2004
    241    Wharton                                 51,837     07/08/2004        2,538,180,575           Y             07/20/2004
    208    Scurry                                  51,887     07/22/2004        1,468,352,511           Y             07/22/2004
    235    Victoria                                52,325     07/20/2004        4,519,453,458           Y             07/25/2004
    119    Jack                                    53,132     07/13/2004        1,046,180,738           Y             07/13/2004
    175    Navarro                                 54,133     07/15/2004        2,271,626,466           Y             07/25/2004
    027    Burnet                                  56,498     07/14/2004        4,114,084,944           Y             07/22/2004
    093    Grimes                                  56,552     07/22/2004        2,175,164,214           Y             07/25/2004
    003    Angelina                                57,990     07/27/2004          359,142,170           Y             07/27/2004
    019    Bowie                                   58,049     07/20/2004        5,082,126,061           Y             07/26/2004
    011    Bastrop                                 58,234     07/20/2004        4,647,408,782           Y             07/26/2004
    090    Gray                                    59,630     08/02/2004        1,352,075,880           Y             08/02/2004
    001    Anderson                                59,713     06/30/2004        2,505,895,657           Y             07/21/2004
    181    Orange                                  60,186     06/17/2004        4,331,470,570           Y             07/26/2004
    083    Gaines                                  60,378     07/20/2004        2,812,234,549           Y             07/25/2004
    129    Kaufman                                 60,675     08/02/2004        5,519,914,688           Y             08/02/2004
    226    Tom Green                               61,662     07/22/2004        3,955,687,583           Y             07/26/2004
    174    Nacogdoches                             63,297     07/12/2004        3,225,869,130           Y             07/18/2004
    234    Van Zandt                               63,781     07/09/2004        2,434,690,390           Y             07/19/2004
    186    Pecos                                   63,857     07/22/2004        2,451,304,690           Y             07/26/2004
    116    Hunt                                    64,645     07/23/2004        4,918,389,738           Y             07/25/2004
    147    Limestone                               64,882     07/16/2004        1,899,954,509           Y             07/16/2004
    053    Crockett                                65,151     07/23/2004        1,313,616,370           Y             07/23/2004
    187    Polk                                    69,134     07/09/2004        2,451,365,375           N             07/20/2004
    094    Guadalupe                               69,966     07/20/2004        6,010,697,462           Y             07/25/2004
    105    Hays                                    70,278     07/22/2004        8,805,599,414           Y             07/26/2004
    215    Stephens                                70,515     07/22/2004          863,234,260           Y             07/23/2004
    250    Wood                                    72,237     07/07/2004        2,281,099,582           Y             07/27/2004
    231    Upton                                   72,873     07/15/2004        1,352,738,644           Y             07/23/2004
    070    Ellis                                   76,896     07/22/2004        9,427,558,307           Y             07/27/2004
    243    Wichita                                 76,912     07/02/2004        5,183,914,067           Y             07/22/2004
    091    Grayson                                 80,639     07/20/2004        6,893,249,642           Y             07/25/2004
    037    Cherokee                                80,976     07/22/2004        2,277,986,052           Y             08/03/2004
    126    Johnson                                 81,190     07/20/2004        6,836,747,909           Y             07/26/2004
    214    Starr                                   81,750     07/09/2004        1,981,442,840           Y             07/09/2004
    002    Andrews                                 82,802     07/20/2004        2,163,383,940           Y             07/26/2004
    046    Comal                                   92,566     07/25/2004        8,874,355,685           Y             07/22/2004
    184    Parker                                  93,773     07/08/2004        6,716,295,650           Y             07/23/2004
    221    Taylor                                  94,444     06/23/2004        5,081,650,547           N             07/22/2004
    146    Liberty                                 98,248     07/01/2004        4,022,584,939           Y             07/15/2004
    249    Wise                                   111,553     07/22/2004        5,431,832,038           Y             07/25/2004
    161    McLennan                               115,194     07/16/2004       10,293,449,187           Y             07/22/2004
    021    Brazos                                 117,295     07/26/2004        8,763,182,377           Y             07/27/2004
    237    Waller                                 121,010     07/23/2004       15,866,068,152           Y             08/04/2004
    081    Freestone                              123,391     07/13/2004        3,888,117,150           Y             07/22/2004
    188    Potter                                 126,809     07/15/2004       11,917,158,297           Y             07/22/2004
    152    Lubbock                                127,434     07/28/2004       10,792,799,959           Y             08/03/2004
    107    Henderson                              129,683     07/26/2004        5,217,340,965           Y             08/03/2004
    165    Midland                                136,987     07/07/2004        6,433,602,847           Y             07/07/2004
    102    Harrison                               138,733     07/16/2004        4,605,186,974           Y             07/23/2004
    014    Bell                                   140,004     07/16/2004       10,501,632,920           Y             07/23/2004
    240    Webb                                   146,213     08/06/2004       10,376,063,375           Y             08/06/2004
    230    Upshur                                 146,829     07/22/2004        1,652,810,702           Y             07/22/2004
    123    Jefferson                              147,037     08/05/2004       17,620,149,310           Y             08/08/2004
    201    Rusk                                   159,289     07/09/2004        4,040,985,400           Y             07/09/2004
    178    Nueces                                 162,103     07/19/2004       15,941,302,575           Y             07/20/2004
    212    Smith                                  174,339     07/26/2004       12,484,092,935           Y             07/26/2004
    246    Williamson                             178,542     07/21/2004       35,324,461,234           Y             07/26/2004
    020    Brazoria                               182,069     07/16/2004       20,031,748,260           Y             07/16/2004
    031    Cameron                                184,123     07/01/2004       12,570,296,981           Y             07/16/2004
    068    Ector                                  189,644     07/12/2004        6,370,121,743           Y             07/25/2004
    084    Galveston                              212,407     05/13/2004       26,975,624,060           Y             07/29/2004
    092    Gregg                                  226,719     07/16/2004        7,123,727,435           Y             07/22/2004
    079    Fort Bend                              235,506     07/13/2004       31,785,491,229           Y             07/30/2004
    170    Montgomery                             239,719     07/16/2004       22,260,605,876           Y             07/26/2004
    183    Panola                                 258,973     07/20/2004        3,356,252,001           Y             07/23/2004
    043    Collin                                 269,342     07/14/2004       65,706,255,040           Y             07/21/2004
    108    Hidalgo                                300,170     07/07/2004       22,496,409,375           Y             07/25/2004
    061    Denton                                 306,540     07/16/2004       45,111,671,820           Y             07/16/2004
    227    Travis                                 356,429     07/23/2004       69,443,865,264           Y             07/25/2004
    071    El Paso                                359,163     07/27/2004       26,255,262,771           Y             07/27/2004
    015    Bexar                                  568,958     07/20/2004       64,092,861,573           Y             07/23/2004
    220    Tarrant                                634,763     07/22/2004      101,276,665,645           Y             07/25/2004
    057    Dallas                                 829,831     07/21/2004      190,189,186,530           Y             07/30/2004
    101    Harris                               1,649,737     08/06/2004      205,803,809,510           Y             08/06/2004

                                               16,470,682                   1,472,033,321,316 *         YES   242
                                                                                                        NO     11