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What Does "Affordable Housing" Mean?


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Bordering the Future

According to federal definitions, families lack safe, decent, affordable housing if they experience overcrowding, or house more than 1.5 people per room, have inadequate plumbing or kitchen facilities, or face excessive costs, which are considered more than 30 percent of household income for housing.

The Texas Department of Housing and Community Affairs (TDHCA) is responsible for estimating state housing needs. The departmentıs estimates, published annually in the State of Texas Low Income Housing Plan, come from a model provided by the U.S. Department of Housing and Urban Development based on the 1990 U.S. census and post-1990 population projections from the Texas State Data Center. The estimates do not consider post-1990 changes in local economies, household incomes, or local housing markets. Other groups make independent estimates of housing needs incorporating other indicators such as household income, unemployment, fair-market rents, and median house sales prices, but such estimates are not as comprehensive as the TDHCA estimates.